Are you struggling under the weight of mounting debts? When mounting credit card bills, medical expenses, mortgage payments, and loans, you may feel overwhelmed and stressed. If you feel like there is no way out, consider filing for bankruptcy. With the help of a knowledgeable and experienced bankruptcy attorney, filing for bankruptcy can help give you the financial freedom you have been seeking. Bankruptcy is a tool you can use to help clear or restructure your debts to get your finances under control on your terms.
The bankruptcy attorneys at Rauser & Associates Legal Clinic in Columbus can help guide you through the process and get back on your feet. Call our office in Columbus for a consultation.
Why Use a Bankruptcy Attorney?
The process of filing for bankruptcy can be complex and nuanced, especially if you are unfamiliar with legal documents and processes. Having a bankruptcy attorney on your side can take this frustrating, complicated process and make it easy. The attorneys at Rauser & Associates Legal Clinic can advise you on the best suited chapter of bankruptcy for your specific situation, and guide you through each step along the way. Our bankruptcy attorneys know that every situation is unique, and we take your future financial goals into account. You will likely need to take steps to rebuild your credit after filing for bankruptcy, and our attorneys can advise you on appropriate steps to take.
Chapter 13 and Chapter 7 Bankruptcy
Chapter 13 bankruptcy is typically best suited for those with reliable income and valuable assets. This chapter involves the restructuring of your debts into a new repayment plan, which usually lasts between three and five years.
If you have few assets and do not have steady or reliable income, you may consider filing in Chapter 7. Debts are liquidated in Chapter 7, giving you a clean slate on which to rebuild your credit. Chapter 7 is much quicker, with most debts discharged within six months of filing.
Contact a Bankruptcy Attorney in Columbus Today
Using a trusted bankruptcy attorney to help you file for bankruptcy and follow up on the state of your debts can help make the process stress-free. When snowballing debts and interest make it feel like there is no way out, call the bankruptcy attorneys at Rauser & Associates Legal Clinic in Columbus. Our attorneys are waiting for your call.
